The Debt-Free Spending Plan Book

The Debt-Free Spending Plan | Download eBook Read Pdf-ePub-Kindle

Download full pdf book The Debt-Free Spending Plan by Joanneh Nagler available in full 292 pages, and make sure to check out other latest books Business & Economics related to The Debt-Free Spending Plan below.

The Debt-Free Spending Plan

By Joanneh Nagler
  • ISBN Code: : 0814432441
  • Publisher : AMACOM
  • Pages : 292
  • Category : Business & Economics
  • Reads : 940
  • Book Compatibility : Pdf, ePub, Mobi, Kindle
  • Pdf : the-debt-free-spending-plan.pdf

Book Excerpt :

It can seem impossible to find a way out of debt--and the more complicated the proposed solution, the harder it is to stick with it. That’s why The Debt-Free Spending Plan is SIMPLE. Life coach JoAnneh Nagler gives you the help you need right now to live your life and get out of debt fast. The plan is clear, easy, and doesn’t require you to sift through chapters of high-minded financial advice or dig up your past spending history. It doesn’t matter if you make $14,000 or $14 million--thanks to straightforward daily spending strategies and effortless expense tracking tools, you’ll learn how to downsize expenses without feeling deprived, allocate money as it comes in, put together an easy-to-manage bill-paying plan, adjust for inevitable overspending, pay off debt without gouging expenses, and (believe it or not) start saving. In just five minutes a day, you’ll find yourself on the road to financial freedom before the next billing cycle.

Recommended Books For Reading


  • Debt Free Living
    Debt Free Living

    A Book written by , published by Pain Free Living Company N.a - 36 pages - part of Business & Economics books.

    Get eBook
  • Living Debt-Free
    Living Debt-Free

    A Book written by Shannon Lee Simmons, published by HarperCollins 2018-12-18 - 336 pages - part of Business & Economics books.

    Get eBook
  • AARP The Debt-Free Millionaire
    AARP The Debt-Free Millionaire

    A Book written by Anthony Manganiello, published by John Wiley & Sons 2011-12-19 - 304 pages - part of Business & Economics books.

    Get eBook
  • The Debt-Free Millionaire
    The Debt-Free Millionaire

    A Book written by Anthony Manganiello, published by John Wiley & Sons 2009-07-31 - 304 pages - part of Business & Economics books.

    Get eBook
  • Debt-Free Forever
    Debt-Free Forever

    A Book written by Gail Vaz-Oxlade, published by Harper Collins 2011-12-20 - 336 pages - part of Business & Economics books.

    Get eBook
  • Debt Free For Life
    Debt Free For Life

    A Book written by David Bach, published by Doubleday Canada 2011-01-28 - 320 pages - part of Business & Economics books.

    Get eBook
  • The Spender's Guide to Debt-Free Living
    The Spender's Guide to Debt-Free Living

    A Book written by Anna Newell Jones, published by HarperCollins 2016-04-26 - 240 pages - part of Business & Economics books.

    Get eBook

Read Also This Books

Debt-Free Degree

By Anthony ONeal
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Ramsey Press
  • Book Code : 1942121121
  • Total of Pages : 224
  • Category : Business & Economics
  • Members : 320
  • Pdf File: debt-free-degree.pdf

Book Short Summary:

Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.

Pay It Down!

By Jean Chatzky
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Penguin
  • Book Code : 1101152354
  • Total of Pages : 288
  • Category : Business & Economics
  • Members : 545
  • Pdf File: pay-it-down.pdf

Book Short Summary:

Jean Chatzky has been working with viewers of NBC’s Today show for a series on how to get out of debt once and for all. Her method, both on TV and in this book, is simple yet powerful: the key is saving just $10 a day that you currently waste. It doesn’t sound like much—a movie ticket or lunch for two at McDonald’s— but $10 really can take you from debt to wealth in just a few years. And because it doesn’t feel like an impossible goal, people are more likely to stick with Chatzky’s plan than an extreme regimen of spending cutbacks. Chatzky is focusing on debt because it’s the single biggest threat to our financial health. The average American family has sixteen credit cards and high-rate debt of more than $8000, not even counting car loans and mortgages. They pay more than $1000 a year in interest alone. Debt makes people feel depressed and overwhelmed, leaving them without enough money for the truly important things in life—education, retirement, owning a home, feeling secure. Chatzky, one of America’s most popular personal finance experts, writes in down- to- earth, woman-next-door language about how to get started right away, without giving up the things that truly give you pleasure. She offers practical, accessible strategies to help readers find the money to pay off their bills, lower their interest rates, and improve their credit scores. Featuring real-life examples of people featured on her Today show series, Pay It Down can transform debtors into future millionaires.

Free and Clear

By Howard Dayton
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Moody Publishers
  • Book Code : 9781575674612
  • Total of Pages : 224
  • Category : Business & Economics
  • Members : 693
  • Pdf File: free-and-clear.pdf

Book Short Summary:

Overwhelmed with debt? There is hope and freedom for you no matter how big your problem. Skyrocketing debt has crippled and divided millions in this age of rampant credit, interest-only mortgages, and record loan defaults. The way out from under debt burdens is not a declaration of bankruptcy, but surrender to the Word of God. Becoming debt-free may seem an impossible dream for many, but it is actually an attainable goal according to Howard Dayton, cofounder of Crown Financial Ministries. He overcame his own struggle with debt by applying God's principles to managing his finances, principles he lays out in this practical, encouraging, never-give-up book.

I Am Going To Be Debt Free

By Liam Croke
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Liberties Press
  • Book Code : 1907593934
  • Total of Pages : 234
  • Category : Business & Economics
  • Members : 828
  • Pdf File: i-am-going-to-be-debt-free.pdf

Book Short Summary:

Do you find it hard to sleep at night, kept awake worrying about missed mortgage payments or unpaid bills? Does it sometimes feel like no matter what you do to cut back on spending or how hard you work, you never seem to have enough money to last the month? You are not alone. Today, thousands of us are struggling to survive under huge financial pressure. I am Going to be Debt Free will help transform your financial life. Accessible and informal, this book offers a unique and succinct approach to budgeting by one of the most trusted names in financial planning in Ireland. Combining helpful advice, insightful real-life anecdotes and useful exercises that set out real, achievable goals, I am Going to be Debt Free will give you the practical tools required to get out - and stay out - of debt forever.

Zero Down Your Debt

By Holly Porter Johnson,Greg Johnson
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Mango Media Inc.
  • Book Code : 1633534804
  • Total of Pages : 105
  • Category : Business & Economics
  • Members : 356
  • Pdf File: zero-down-your-debt.pdf

Book Short Summary:

How to get out of debt and enjoy debt free living with the powerful "Zero-Sum Budget" method Zero Down Your Debt ─ How to manage money and experience debt free living: Getting into debt is a piece of cake, but getting out? That’s the hard part. Fortunately, award-winning authors Holly Porter Johnson and Greg Johnson offer actionable tips and advice in their new book on how to get out of debt and enjoy debt free living. The secret? The “zero-sum budget”— the black belt of budgeting methods and the answer to how to get out of debt and pay off that debt quickly. They should know: It helped them wipe out $50,000 of debt. How to get out of debt: With just a pen and a piece of paper in your arsenal, you’ll learn how to implement a zero-sum budget and become debt-free – once and for all. The zero-sum budget’s primary tenets are giving every single dollar earned a purpose — whether it’s for bills, debt repayment or savings — and using last month’s earnings to cover this month’s bills. All you need is the know-how, some willpower, and a positive attitude to transform your financial situation. Let Holly and Greg Johnson show you how to put zero-sum budgeting to work for you. In Zero Down Your Debt you will learn to: • Unlock the powerful potential of your paycheck to help you save more and get ahead faster • Seize control of your money by creating a simple monthly plan that actually works • Understand the root causes of your debt and how to get out of debt • Use a step-by-step plan to eliminate your debt once and for all and enjoy debt free living • Identify and avoid budget vampires that drain your bank account and wreak havoc on your savings • Prepare for unexpected expenses and survive financial emergencies

AARP Master Your Debt

By Jordan E. Goodman
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : John Wiley & Sons
  • Book Code : 1118230981
  • Total of Pages : 256
  • Category : Business & Economics
  • Members : 665
  • Pdf File: aarp-master-your-debt.pdf

Book Short Summary:

AARP Digital Editions offer you practical tips, proven solutions, and expert guidance. The world of borrowing and debt management has changed dramatically, leaving people confused about how best to secure their financial future. This book is the only guide with detailed advice to help you become debt free or master the debt you have, based on the latest laws and new government programs and policies implemented under the Obama administration. Is the information and advice on debt management different than in years past? Definitely. In this savvy, engaging guide, bestselling financial expert Jordan Goodman will tell you how to Win the mortgage game: avoid foreclosure, obtain the best refi, and modify your mortgage even if it is "under water" Clean up your credit report and dramatically boost your credit score Negotiate new terms and payments for burdensome medical bills, student loans, and credit cards Protect yourself from the devastation of identity theft Master the new credit card rules, and avoid the rate and fee traps Learn a revolutionary strategy that will help you become mortgage free in 5 to 7 years, change the way you pay all your bills, and save hundreds of thousands of dollars Master Your Debt recommends many pioneering strategies as it lays out an innovative plan for achieving the elusive goal of financial success. The book is filled with helpful web sites, toll free numbers, associations and government agencies, and vetted companies and services to help you implement this advice. In today's volatile economy, getting out of debt is the key to surviving and thriving, and author Jordan Goodman provides you with the strategies and tools to live debt free.

Break the Chain of Debt

By Yannis
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Xlibris Corporation
  • Book Code : 1450033636
  • Total of Pages : 130
  • Category : Education
  • Members : 593
  • Pdf File: break-the-chain-of-debt.pdf

Book Short Summary:

This book is a guide to financial freedom. It includes 8 budgetary forms, eleven rules to follow for success, and instructions on how to use your bank accounts to your advantage. The plan is divided in two sections and you decided which one to use. Many people find themselves in debt which occurs for the same reason every time; we dont save money and we spend more than we earn. My struggle with debt led to the creation of this guide. In the book I describe the method I used to pay my debt and to improve my way of living. The guide consists of instructions for determining the debt load for the household, and the amount of income coming in. Using forms and examples each individual or family will be able to calculate and control, through a budget, a way to increase debt payoff or to increase savings. This guide will be a valuable tool for you to use on your way to becoming debt free. It will allow you to see in black and white how much money you make and how much money you spend or overspend. The budgetary forms will help you to change your future. The knowledge gained will empower you to control your money rather than money controlling you. These forms make you the BOSS of your finances and put you in the driver seat to financial freedom. Remember that only you have the power to change your future.

Debt-Free Living

By Larry Burkett
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Moody Publishers
  • Book Code : 9781575675701
  • Total of Pages : 240
  • Category : Religion
  • Members : 169
  • Pdf File: debt-free-living.pdf

Book Short Summary:

Credit is so easily obtained, and credit card applications flow into our mailboxes virtually every day. Many couples find themselves deeply in debt and not even sure of how they got there, let alone how they can get out of it. Larry Burkett has the solution! His bestselling book, Debt-Free Living, has been updated and modernized. Debt-Free Living has been providing poignant and biblical teaching on debt for over a decade. This updated resource will teach the consumer about the origin of most financial troubles and help him or her break the 'debt cycle.' Debt-Free Living is a necessary resource to battle the temptation and trappings of debt that are weighing you down.

Mortgage Free!

By Robert L. Roy
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Chelsea Green Publishing
  • Book Code : 1603581103
  • Total of Pages : 368
  • Category : House & Home
  • Members : 109
  • Pdf File: mortgage-free.pdf

Book Short Summary:

mort•gage (mor´-gij) n. from Old French morgage, mort gage, literally “death pledge” As a wave of foreclosures sweeps the country, many people are giving up hope for owning a home of their own. They have good reason to turn their backs on the banks, but not on their dreams. In this revised edition of Mortgage Free!, Rob Roy offers a series of escape routes from enslavement to financial institutions, underscored by true stories of intrepid homeowners who have put their principles into action. From back-to-the-land homesteads to country homes, here is a complete guide to strategies that allow you to own your land and home, free and clear, without the bank. Included is detailed advice about: Clarifying and simplifying your notions of what’s necessary Finding land that you love and can afford Taking control of the house-building process, for the sake of sanity and pleasure Learning to take a long-term perspective on your family’s crucial economic decisions, avoiding debt and modern-day serfdom

The Complete Cheapskate

By Mary Hunt
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : St. Martin's Griffin
  • Book Code : 1429997877
  • Total of Pages : 256
  • Category : Business & Economics
  • Members : 957
  • Pdf File: the-complete-cheapskate.pdf

Book Short Summary:

In need of a Money Makeover? Let America's most popular cheapskate show you how to go from financial chaos to freedom and security--painlessly and in less time than you ever imagined. Mary Hunt has helped thousands live a debt-free life with her popular newsletter, "The Cheapskate Monthly." In The Complete Cheapskate, Mary puts all the very best money advice she has in one place. Becoming a classy, dignified cheapskate is not all that difficult, and Mary shows how with her user-friendly principles of saving, restraint, and living debt-free. This book will teach you how to: - Create--and stick to--a monthly spending plan - Live well off 80% of your income - Climb out--and stay out--of debt's hole - Stretch every dollar to its absolute maximum - Manage savings and investments - Lower bills on clothes, food, and gifts without lowering living standards - Live within a financial plan that includes a margin for fun and spontaneity With hundreds of tips on cutting expenses, The Complete Cheapskate is the indispensable guide for people ready to regain control of their finances, relieve the stress money has created, and prepare for their future.

The Holy Spirit, Your Financial Advisor

By Creflo Dollar
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : FaithWords
  • Book Code : 145557726X
  • Total of Pages : 224
  • Category : Religion
  • Members : 191
  • Pdf File: the-holy-spirit-your-financial-advisor.pdf

Book Short Summary:

Most people are cautious about any advice they receive concerning their finances. But what if that advice were to come from the Holy Spirit, the third person of the Trinity? In The Holy Spirit, Your Financial Advisor, Dr. Creflo Dollar investigates what the Bible has to say about the role of the Holy Spirit in the area of making and keeping money and discovers some surprising truths. In this book, readers will discover that the Holy Spirit will help them . . . Know what God's word says about the person and work of the Holy Spirit Hear and obey the guidance provided by the Holy Spirit Access supernatural power to manage money Apply practical knowledge to take control of finances Tap into the wisdom of total life prosperity Change a poverty mindset Discover God's system of seedtime and harvest Practice true success Practical application questions and activities at the end of each chapter provide the reader with further helpful strategies for obtaining financial freedom.

Slaying the Debt Dragon

By Cherie Lowe
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Tyndale House
  • Book Code : 1496400399
  • Total of Pages : 256
  • Category : Business & Economics
  • Members : 404
  • Pdf File: slaying-the-debt-dragon.pdf

Book Short Summary:

Are your finances getting out of control? Have you made mistakes with your money? Are you in more debt than you’d like to admit? Cherie Lowe has been there. She and her family found themselves $127,482.30 in debt (did your jaw drop?). They hadn’t bought a yacht, blown it on designer clothes, or purchased a mansion. The small, everyday expenses of living just added up—until suddenly, the Lowes were being threatened by one dragon of a debt. But through hard work and with God’s help, Cherie’s family vanquished this foe, one bill at a time. And you can too! In Slaying the Debt Dragon, Cherie shares how her war on debt made her financially free, strengthened her marriage, taught her children valuable money-management skills, and brought her whole family closer to God and one another. As you read her battle tales, you’ll be armed with the weapons you need to fight your own financial foes. With God, all things are possible—and your inspired happily ever after can begin today.

The Complete Guide to Money Management

By Joel Jacobs
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Joel Jacobs
  • Book Code : N.a
  • Total of Pages :
  • Category : Business & Economics
  • Members : 930
  • Pdf File: the-complete-guide-to-money-management.pdf

Book Short Summary:

“The Complete Guide to Money Management” is here to show you how to Change Your Relationship with Money for Good: A Powerful Guide That Will Get You Out of Debt & Help You Live a Financially Free Life Would you like to stop living paycheck to paycheck, barely making ends meet? Is your goal to live a financially free life without worrying about how you’ll pay the bills? Are you willing to give yourself a chance at changing bad money habits and change your attitude towards finances? If you answered yes to any of these questions, you’re at the right place! Even in most developed societies, far from all people understand how important it is to manage their money and income properly. There is evidently a need for everybody to get acquainted with best practices of budgeting, investing and creating a passive income. In this comprehensive book, you'll learn how ANYONE, with a positive attitude, motivation and commitment to this guide, can start reaping the benefits - and earn income in a clever way that requires minimal involvement. Here is what you can expect: · How to budget, cut expenses, and increase your income · How to set clear financial goals · Grow your savings with solid investment knowledge · Simplify for yourself the process of getting started in creating a passive income · Learn about the risks and rewards, so you'll know what to expect before investing your money · Start to take control of your future · And much, much more No matter if you live paycheck to paycheck, have no clue about investing or simply just want to gain some valuable knowledge - this booklist will take you by the hand and show you how it’s done! So, what are you waiting for?

Say Yes to No Debt

By DeForest B Soaries, Jr.
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Zondervan
  • Book Code : 0310343976
  • Total of Pages : 224
  • Category : Business & Economics
  • Members : 853
  • Pdf File: say-yes-to-no-debt.pdf

Book Short Summary:

The founder of the dfree™ movement's twelve attainable steps to financial freedom. This book is not just another financial literacy program that assumes that all people need is information. Drawing on his personal experience and years as a pastor, public policy maker, and community leader, DeForest "Buster" Soaries, Jr. shares a groundbreaking, life-changing approach to financial wellness that views financial bondage as an emotional, spiritual, and psychological problem. The dfree™ movement provides twelve easy, attainable steps to help you: Get started on your debt by admitting the problem, addressing the mess, and adjusting your attitude Get control by creating a spending plan, becoming accountable, and setting goals Get ahead by building wealth, planning your will and estate, and celebrating your success And give back by investing in others, through tithing, mentoring, and leading your own dfree™ movement If you want to live a debt-free life with the financial freedom to travel, purchase a home within your means, and enjoy retirement without the burden of pay excess monthly bills, then this book is for you. Eliminating debt is the first step toward financial freedom. And YOU can do it.

The Value of Debt in Retirement

By Thomas J. Anderson
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : John Wiley & Sons
  • Book Code : 111902000X
  • Total of Pages : 336
  • Category : Business & Economics
  • Members : 799
  • Pdf File: the-value-of-debt-in-retirement.pdf

Book Short Summary:

Increase the odds you won't run out of money in retirement – using debt! Conventional wisdom is wrong – being debt free in retirement may actually increase your risk. The Value of Debt in Retirement teaches you how incorporating debt into your retirement strategy may increase your return, lower your taxes and actually lower your risk. You read that right. If handled correctly, debt—that thing we've all been taught to avoid—can play an integral role in your life, especially in retirement. New York Times Best Selling Author and nationally acclaimed financial expert Tom Anderson shows you how to use the time tested strategies of the best companies and the ultra rich to retire comfortably, minimize taxes, buy the things you have always wanted to have and do the things you have always wanted to do. Thought provoking and against the grain, Anderson explains why your risk tolerance doesn't matter, why being debt free may actually increase your risk and why rushing to pay off your mortgage may be a financial disaster. Full of shocking revelations and tricks high- net-worth individuals have used for years, The Value of Debt in Retirement opens the world to a new approach to wealth management in retirement, one that factors in both sides of the balance sheet as an integrated ecosystem. Real-world case studies illustrate how informed debt strategies can lead to a happier, healthier retirement. See how an individual with a net worth of more than $5 million can spend $20,000 per month - after taxes - and pay less than $5,000 per year in taxes, how it is possible to increase your rate of return by 50%, and how a lower risk portfolio with debt could increase the chances you do not run out of money. Specifically written to Baby Boomers, practical guides and checklists show how to use debt strategies to fund primary and secondary properties, refinance credit card debt, and finance hobbies, such as cars and boats and recreational vehicles. Additional guides show how you can help your children, help your parents and leave a bigger legacy for your heirs and favorite charities. Regardless of your net worth, The Value of Debt in Retirement provides tools to use to apply these concepts to your personal situation. There is no free lunch: the book delivers a balanced perspective focusing on the potential risks and benefits of the strategies discussed. A discussion on economic history highlights some of the shocks the economy may face and provides important warnings that you should factor into your retirement plan. Anderson not only shows that your life expectancy may be longer than you think, but also illustrates that many investors may be on track to average returns well under 4% for the next ten years – a potentially devastating combination. Irrespective of your beliefs about debt, The Value of Debt in Retirement proves risk is more important than return for retirees and provides suggestions on ways to minimize that risk. Not all debt is good and high levels of debt are bad. The Value of Debt in Retirement is about choosing the right debt, in the right amounts, at the right time. Perhaps most importantly, this book isn't for everybody. This book requires responsible actions. If you can't handle the responsibility associated with the ideas then this book then it isn't for you. If you need a rate of return under 3% from your investments then you may not need this book. But if you can handle the responsibility and if you need a return above 3%, this book may offer insights into the best (and potentially only) way to achieve your goals.

How to Overcome Financial Stress

By JPaul Hernandez
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Shepherds Voice Publications, Inc.
  • Book Code : 971007217X
  • Total of Pages : 131
  • Category : Business & Economics
  • Members : 167
  • Pdf File: how-to-overcome-financial-stress.pdf

Book Short Summary:

Are you caught in a debt trap you’ve been struggling to get out of? Read this book and learn how to be financially FREE: • Find ways to earn extra money • Restore what financial problems has taken away from you • Establish a strong financial fortress • Experience freedom from financial stress Let JPaul help free you from the stress you feel when you look at all your bills and then see that your income and savings are not enough to pay for everything. He will also help you be free from relationship problems created by financial debt. Start your financial success by growing your money mindset, learning how to build a strong financial fortress, and starting a side hustle that will lead you to financial freedom. After reading this book, you’ll be on your way to financial success, and soon declare to the world, “I’m financially free!”

The Debt-Free College Athlete

By Ryan Davis
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : WestBow Press
  • Book Code : 1512723339
  • Total of Pages : 112
  • Category : Business & Economics
  • Members : 480
  • Pdf File: the-debt-free-college-athlete.pdf

Book Short Summary:

Preparing for college is an exciting time of life, but I know it can be dampened by the mountain-sized financial obstacles standing between you and the college experience of your dreams. The many parents and student athletes I speak with today are in the exact same boat. They want to know what to expect throughout their college journey. They crave more knowledge, they want to know theyre on the right track, and they want an amazing college tenure that doesnt leave them high and dry financially. Well hindsight is 20/20, and Im excited to share insights with you to ensure you have the best college experience possible. By the end of our time together you will have the training youll need to graduate completely debt-free. That means no student-loans, no parent-loans, and freedom after graduation to live your calling and change the world. See you inside!

Crushing Debt

By David Trahair
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : John Wiley & Sons
  • Book Code : 1118096061
  • Total of Pages : 160
  • Category : Business & Economics
  • Members : 996
  • Pdf File: crushing-debt.pdf

Book Short Summary:

As the majority of Canadians are now spending much more than theymake, their debt levels are reaching crisis proportions. Excludingmortgage debt, the average Canadian owes over $25,000 in consumerdebt, which poses massive risks not only for the individualscarrying that financial load, but for our entire financial system.In Crushing Debt, bestselling author David Trahair(Enough Bull) warns Canadians that consumer debt is becomingan urgent problem but one that can be solved. Trahair clearly outlines the evils of debt and how easy it isfor debt to spiral out of control with examples of real-lifestories of debt disasters. If you are a Canadian who is alreadystruggling with debt, Crushing Debt will motivate you toface your financial problems and will show you step-by-step themost appropriate solution to getting out of your personal debthell. Filled with proven advice, Crushing Debt is a call toaction on an urgent and debilitating problem for far too manyCanadians.

Budget Management for Beginners

By Joel Jacobs
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Joel Jacobs
  • Book Code : N.a
  • Total of Pages :
  • Category : Business & Economics
  • Members : 818
  • Pdf File: budget-management-for-beginners.pdf

Book Short Summary:

How to Change Your Relationship with Money for Good: A Powerful Guide on Budget Management That Will Get You Out of Debt & Help You Live a Financially Free Life Your relationship with money dictates how your life will be. Whether you like it or not, money makes the world go round. Unfortunately, too many times we realize how important money is the second we have none. - Would you like to stop living paycheck to paycheck, barely making ends meet? - Is your goal to live a financially free life without worrying how you’ll pay the bills? - Are you willing to give yourself a chance at changing bad money habits and change your attitude towards finances? If you answered yes to any of these questions, you’re at the right place! This powerful book will show you how to change your relationship with money. After reading it, you’ll have a better understanding of how money works and how to make sure you never again run out of it. Your hard-earned money should not go to waste, and this extraordinary guide is going to walk you through the process of saving for a better future, budget management, and getting out of debt. The chapters in this book cover important subjects such as: · Taking control of your future; · How to budget, cut expenses, and increase your income; · How to fight the debt trap and insider debt payment strategies; · Planning for rainy days ahead, considering insurance, and the possibility of retirement; · A proven approach to avoiding impulse buys and maintaining momentum; · And much more! Filled with proven strategies to revamp business and personal finance habits, this is that one book that can change your life for good. It’s hard to cut your spending and switch to saving instead, but this book offers guidance and support every step of the way!

The Value of Debt in Building Wealth

By Thomas J. Anderson
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : John Wiley & Sons
  • Book Code : 1119049261
  • Total of Pages : 258
  • Category : Business & Economics
  • Members : 288
  • Pdf File: the-value-of-debt-in-building-wealth.pdf

Book Short Summary:

The book of financial wisdom that your future self will thank you for reading For many adults under 40, 'debt' is a four-letter word—something that should be avoided but is all too often unavoidable. In The Value of Debt in Building Wealth, bestselling author Thomas J. Anderson encourages you to rethink that. You'll walk away from this book with an understanding of how you can use debt wisely to secure the financial future you envision for yourself and your family. Student loans, mortgages, lines of credit, and other forms of debt are all discussed in detail, with a focus on smart planning for those who are accumulating assets—and debt—now. Should you rent or buy? How important is liquidity? What is good versus bad debt? How much debt should you have? What debt-to-income and debt-to-asset ratios should you aim for? Fixed debt or floating debt? What's the best way of saving for college and retirement? These are big questions that deserve thorough answers because the choices you make now could influence the course of your life. This thought-provoking book will open your eyes to savvy financial strategies for achieving your goals faster and with healthier bank accounts. Explore strategies for smart debt management, explained by one of the nation's top financial advisors Gain an understanding of investment basics and key financial concepts you'll need to achieve your long-term goals Understand the risks of having debt and the potential risks of being debt-free Make financial decisions now that will maximize your wealth, freedom, and opportunity later This book is not about buying things you cannot afford. It is about liquidity, flexibility and optimizing your personal balance sheet. The Value of Debt in Building Wealth is full of ideas you can apply to your own situation—no matter what your current asset level. Read this book today and thank yourself later.

Money Girl's Smart Moves to Deal with Your Debt

By Laura D. Adams
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : St. Martin's Griffin
  • Book Code : 142992456X
  • Total of Pages : 32
  • Category : Business & Economics
  • Members : 611
  • Pdf File: money-girl-s-smart-moves-to-deal-with-your-debt.pdf

Book Short Summary:

Do you want to attack that mounting pile of debt, but just don't know where to start? Laura Adams, financial expert and host of the top-rated Money Girl podcast, is here to help. Getting out of debt might seem overwhelming, but it doesn't have to be—no matter how much you owe. Laura has come up with a 10-step plan to guide you through the smart moves you need to get rid of your debt for good. She'll first help you assess your own financial situation so you can create a doable, realistic plan. You'll then learn which debts to pay down first, and you will get tips on negotiating with creditors and paying off bills faster. Because staying out of debt is just as important as getting out in the first place, Laura also tells you how to boost your credit score, cut costs, and save money, which will ensure you have a debt-free and happier future. This special e-book edition also includes a preview of Laura Adams new book, Money Girl's Smart Moves to Grow Rich. Managing debt wisely is only one component of a healthy financial life. In Money Girl's Smart Moves to Grow Rich, Laura Adams covers the whole enchilada, including investing, buying real estate, reducing taxes, and all the other things you'll need to know once you have your debt under control and are ready to start putting your money to work. Early reviews are already praising the book as one that will enable you to "create a richer life – both financially and emotionally." (Publisher's Weekly)

Deal with Your Debt

By Liz Weston
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : FT Press
  • Book Code : 013324928X
  • Total of Pages : 224
  • Category : Business & Economics
  • Members : 202
  • Pdf File: deal-with-your-debt.pdf

Book Short Summary:

Struggling with debt? Get realistic help that's actually useful, from Liz Weston, one of the most popular and respected personal finance experts! Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster, or to recover from setbacks like foreclosure, short sales, or bankruptcy. (Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) You need an up-to-date guide that can help you assess options, find help, discover opportunities, and take action that works. Liz Weston's Deal with Your Debt, Updated and Revised Edition is that guide. Weston reveals why most "conventional wisdom" about debt is just dead wrong. For most people, it's simply impractical to pay off every dime of debt, and live forever debt free. In fact, doing that can leave you a lot poorer in the long run. You're more likely to give up, or pay off the wrong debts. You could leave yourself too little flexibility to survive a financial crisis. You could neglect saving for retirement. You might even wind up in bankruptcy -- just what you're trying to avoid! For most people, it's smarter to control and manage debt effectively. In this extensively updated guide, Weston shows how to do that. You'll learn which debts can actually help build wealth over time, and which are simply toxic. You'll find up-to-date, real-world strategies for assessing and paying off debt, money-saving insights on which debts to tackle first, and crucial information about everything from debt consolidation loans to credit scores and credit counseling. Weston offers practical guidelines for assessing how much debt is safe -- and compassionate, realistic guidance if you've gone beyond the safety zone. If you've ever worried about debt, you'll find the new edition of Deal with Your Debt absolutely indispensable.

Business Boutique

By Christy Wright
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Ramsey Press
  • Book Code : 1942121032
  • Total of Pages : 336
  • Category : Business & Economics
  • Members : 621
  • Pdf File: business-boutique.pdf

Book Short Summary:

There is a movement of women stepping into their God-given gifts to make money doing what they love. If you're ready to join them, this is your handbook that will take the ideas in your head and the dream in your heart and turn them into action. *Help you create a step-by-step, customized plan to start and grow your business. *Show you how to manage your time so you can have a business- and life- that you love. *Explain overwhelming business stuff like pricing, taxes, and budgeting in simple terms. *Teach you how to use marketing to reach the right people in the right way.

All Your Worth

By Elizabeth Warren,Amelia Warren Tyagi
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Simon and Schuster
  • Book Code : 0743279743
  • Total of Pages : 304
  • Category : Business & Economics
  • Members : 413
  • Pdf File: all-your-worth.pdf

Book Short Summary:

This personal finance guide from Dr. Phil’s financial guru, Elizabeth Warren, offers a new way of thinking about and managing your money that will allow you lifelong emotional peace and financial well-being. You work hard and try to save money, so why is there never enough to cover all the bills, to put some away in your child’s college fund, to pay off your credit card debt—or to relax and have some fun, for once? In the New York Times bestseller All Your Worth, mother/daughter team Elizabeth Warren and Amelia Warren Tyagi—authors of the acclaimed The Two-Income Trap—tell you the truth about money. The authors lay out a groundbreaking approach to getting control of your money so you can finally start building the life you’ve always wanted. The result of more than twenty years of intensive research, All Your Worth offers you a step-by-step plan that will let you master your finances—for the rest of your life. The secret? It’s simple, really: get your money in balance. Warren and Tyagi show you how to balance your money into three essential parts: the Must-Haves (the bills you have to pay every month), the Wants (some fun money for right now), and your Savings (to build a better tomorrow). No complicated budgets, no keeping track of every penny. Warren and Tyagi will show you a whole new way of looking at money—and yourself—that will help you get your finances on track so you can enjoy peace of mind for the rest of your life.

Money Management Strategies

By Michael Hall
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Michael Hall
  • Book Code : N.a
  • Total of Pages : 78
  • Category : Business & Economics
  • Members : 166
  • Pdf File: money-management-strategies.pdf

Book Short Summary:

Become a money management superstar and learn how to manage money wisely, design a budget, handle expenses, settle debts successfully, manage debts and make smart investments. As most of us know, one of the most difficult things is to control money. Money is one of the most important things that can be used to serve our goals, but it also is one of the things we tend to overspend, misuse and lose money on. In our short-sightedness, we often mistake significant pursuit for the important things that we should be focusing on. Such as the pursuit of money instead of the things that really drive us. Money is not a short-term goal, and it is not interchangeable with success. If what you want is a lot of money, you might have success and happiness for a while. But there is no guarantee that you will be either successful or happy forever. I know, I know, it is difficult not to admire the big paychecks, large investments, the luxury, the parties or the lifestyle that money provides. People, who are driven by consuming money, tend to be unhappy. When the money is not enough, they need more. When they have enough money, they need more again. You know what I'm talking about. People who are driven to use their money for success and financial freedom are an exception. That is because when you make your own success, you are ultimately in a position of strength and freedom that cannot be taken away from you. So ask yourself how you want to use your money? If you want your money to serve you, then find a way to make enough money to meet your needs and fund your dreams. You will never have enough money if you want to use it to fulfill all of your desires. But if your goal is to have money to use to do what you want in life and get the things you want, you probably will never get to your financial goals. If your goal is to have the money to fund your freedom to do what you want in life, then you will soon be able to do what you want without worrying about money. How do you make enough money to have the freedom you want in your life and to have the money to do what you want in life? First, you need an end goal in life. Your goal does not have to be the best or the richest or the biggest. It just has to have enough certainty that you can focus on it and be able to tell the future how much money it takes to reach your goal. You want to work towards your goals and have the money to build the value you want. Is it worth it to pay what it takes to get what you want? If you have a goal, you do not have to answer that question. Developing a goal and working towards it, you will see your goals increase in value and your motivation will increase as you move towards your goal. What are you waiting for? Design your life and make your dreams a reality.

Thrifting Into a Debt-Free, Carefree Lifestyle

By Marguerite Hartt
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Universal-Publishers
  • Book Code : 9781581126020
  • Total of Pages : 108
  • Category : Business & Economics
  • Members : 220
  • Pdf File: thrifting-into-a-debt-free-carefree-lifestyle.pdf

Book Short Summary:

THRIFTING INTO A DEBT-FREE, CAREFREE LIFESTYLE provides tips to the reader for savings on virtually every good and service, including personal stories and examples. The book shows the reader how the opportunities exist everywhere for huge savings, and how once the reader has recognized the hidden expenditures, he/she will save money easily and achieve a debt-free, more rewarding life.

Debt-Proof Living

By Mary Hunt
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Revell
  • Book Code : 1441245154
  • Total of Pages : 314
  • Category : Business & Economics
  • Members : 454
  • Pdf File: debt-proof-living.pdf

Book Short Summary:

Your fool-proof guide to paying off debt, planning for the future, and breaking free of our debt-loving culture. The consumer credit industry wants us to believe that debt is necessary to bridge the gap between our pitiful incomes and the lifestyles we desire. But the problem is not that we don't have enough money. It's that we don't know how to manage the money we already have. And until we learn that, more money will never be enough. In this life-changing book, Mary Hunt shows you how to live a rich, fulfilling life without any consumer debt. By applying her simple principles and specific methods, you will learn how to effectively manage and maximize the money you have. No more guessing, wondering, or worrying. Just peace and a more abundant life. What have you got to lose?

Escape From Debt

By Tim Williamson
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : John Wiley & Sons
  • Book Code : 1742469108
  • Total of Pages : 160
  • Category : Business & Economics
  • Members : 238
  • Pdf File: escape-from-debt.pdf

Book Short Summary:

These days, having some level of personal debt is the norm: everyone you know has a credit card, a mortgage, a personal loan. And no matter your income level, the habits and behaviours associated with accumulating debt are universal; once you're in it, you become trapped in a never-ending cycle of working, paying bills, working some more, paying more bills. You feel like you are working for the bank (paying THEM interest on your debt), when really the bank should be working for you (paying YOU interest on your savings). And because everyone's in this situation, we consider it normal! What people don't talk about is that not only can debt have a negative impact on your finances, it can also compromise your personal wellbeing. This book shows you how to alter your mindset so you can live a happier, healthier and less stressful life. By becoming aware of where your money is going you'll manage to cure yourself of the debt affliction and remain free of its grasp. Life coach Tim Williamson, a former bank employee and debt collector, shares his insider knowledge on how the finance industries prey on people's behaviours in order to reap the most money from personal loans and credit card debts. In just three hours you will learn the simplest way to shrug off the shackles of debt, and how to transform your attitudes and behaviours towards credit so that you never get caught out again.

Your Beautiful Wedding on Any Budget

By Todd Outcalt
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : Sourcebooks, Inc.
  • Book Code : 140222365X
  • Total of Pages :
  • Category : Business & Economics
  • Members : 230
  • Pdf File: your-beautiful-wedding-on-any-budget.pdf

Book Short Summary:

Start Your Marriage with Money in the Bank, not Bills in the Mail. In a world where the average wedding costs around $30,000, a realistic plan for a dream wedding no matter what your budget. Many couples are unnecessarily going deeply into debt to pay for their own weddings. Pastor Todd Outcalt has counseled hundreds of couples on how to avoid this strain on a new marriage, and now he's bringing his message to brides and grooms everywhere. With costs rising, the economy faltering, and the future uncertain, Outcalt provides an overall plan for cost-saving and dream-building. Unlike other books, Your Beautiful Wedding on Any Budget creates a plan tailored to your financial reality, not a specific dollar amount. It offers the most flexibility, showing: How to prioritize what's important so you know where to spend $$$ and where to spend $ Planning strategies for realistic costs of each component How to use the internet to save money Couples can now plan the wedding of their dreams, and go on their honeymoon knowing that every expense is paid for! Learn How To: Determine what kind of unique day you can afford: Design your own plan using sample budgets as a guide Have an elegant wedding without the high costs Host a large wedding on a small income Increase the funds for your wedding and spend that cash smartly Cut wedding costs easily and painlessly Prioritize what's important to you so you know where to splurge and where to save Work with parents and others who have a say in wedding money matters Create a debt-free wedding if you're already in debt Your Beautiful Wedding on Any Budgetreveals how to craft a debt-free big day, giving you the techniques and strategies to help you enter into marriage with a bigger wallet and lower stress level. Rather than focusing on a certain dollar amount, Your Beautiful Wedding on Any Budget allows you to design a plan tailored to your financial reality, whatever that may be.

Freedom From Debt: powerful strategies for coming out of debt

By
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : N.a
  • Book Code : N.a
  • Total of Pages :
  • Category :
  • Members : 330
  • Pdf File: freedom-from-debt.pdf

Book Short Summary:

Read and download full book Freedom From Debt: powerful strategies for coming out of debt

Freedom from Debt

By Daniel Kolenda
  • File : Pdf, ePub, Mobi, Kindle
  • Publisher : CFAN Publications
  • Book Code : N.a
  • Total of Pages :
  • Category : Religion
  • Members : 235
  • Pdf File: freedom-from-debt.pdf

Book Short Summary:

Read and download full book Freedom from Debt